PiggyBank provides simple and transparent short term loans of £100 to £1000 for new customers, and up to £1,500 for returning customers. You can borrow between 7 days and 5 months.

What is PiggyBank?

PiggyBank offer short term loans for unforeseen expenses. These can be anything from a home repair to an unexpected bill. With our payday loans, you can borrow the funds between 7 days and 35 days. With an instalment loan, the repayments can be spread over a 2 to 5 month period. Customers can also repay their loans early and save money in interest. We additionally offer the most flexible repayment terms, meaning customers can repay weekly, bi-weekly and monthly. All our customers can completely self-service their account too, using their online portal.

With a PiggyBank loan, new customers can borrow up to £1000 and returning customers can borrow up to £1500. We’re a more human short term lender, always striving for the best outcome for our customers.

Our Approach

In 2012 we identified a huge explosion of short-term lending in the UK. But after having first-hand experience of the industry, it became clear that there was something missing: a human touch.

We didn’t want to buy an off the shelf system that didn’t work for the customer, so we built a proprietary system from scratch. We studied the market leaders of the time like Wonga and Zopa alongside companies who we admired like Apple, Google and Innocent Drinks to produce the world’s best financial product for the everyday consumer.

We aim to achieve consistent growth whilst ensuring that we continue to adhere to our core values of responsible lending and excellent customer service.


£256Average new customer loan value
2.5Average new customer loan term (months)
£301Average returning customer loan value
1.2Average returning customer loan term (months)
8.12%Live with parents

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